We'll take it!

A couple months ago Michael mentioned that we should buy a house and I'll admit I shot him down pretty quickly about it. I figured we had too much debt and not enough income to get a house. Then I met with Kayte's financial planner (who is now my financial planner as well) a couple months later and he mentioned that a house is a good way to increase your net worth and he thought that considering my income and debt that it was really feasible. I had just moved positions at work which resulted in a bump in my salary so I figured 'what the hell', no harm in checking. So I met with a real estate agent who was nice enough to spend an hour with me and go over some things and then she gave me a couple of names for mortgage companies. Michael and I went to the mortgage company and we were approved, but due to credit scores and such it made more sense for just myself to be on the loan. This was a week ago and today we found out that a house we had put an offer on was accepted and if everything goes according to plan we will be homeowners for real by August 26th. The house is really cute with a great yard and it will be nice to get the 8k first time homebuyer credit so we can make some changes and improvements, I already have a pretty long list. So for now we need to get inspections and all that and then wait as patiently as possible for closing day.